Over time, I’ve learned that the best way to manage my money and financial health is to be acutely aware of the relationship between financial risk and monetary return. We all want to optimize our returns yet many of us forget that by doing so, we may be taking a lot more risk than we should. By managing our risks, we are better equipped with addressing unpredictable scenarios that can wreak havoc with our finances. Risk isn’t a bad thing, just as long as it’s controlled or “calculated”. So let me share a few strategies that I employ for keeping risks in check: