Consumers may only be a year into what analysts are predicting will be the worst recession in modern history. So it’s a great time to buy a house, right? The answer may surprise you. This is a buyer’s market. While interest rates for a 30-year fixed mortgage are at 5% and there are now more than 1.9 million homes just waiting to be picked up. And while banks are raising the bar for would-be home buyers, they are looking to make deals.