Stocks A glance at US mortgage rates Jan 31, 2019 Long-term U.S. mortgage rates edged up after declining in recent weeks, according to mortgage buyer Freddie Mac. This week Last week Year ago 30-year fixed 4.46 4.45 4.22 15-year fixed 3.89 3.88 3.68 5-year adjustable 3.96 3.90 3.53