U.S. long-term mortgage rates were flat to slightly higher this week, as markets expected the Federal Reserve to cut its benchmark interest rate for the first time in a decade.
| This week | Last week | Year ago | |
| 30-year fixed | 3.75 | 3.75 | 4.60 |
| 15-year fixed | 3.20 | 3.18 | 4.08 |
| 5-year adjustable | 3.46 | 3.47 | 3.93 |
