If there ever was a time for financial advice, it’s now. Get ready. There are hundreds of thousands of financial advisers trolling your Inbox, voice-mail and doorsteps ready to put whatever assets you have left to work. Financial advisers come in all shapes and sizes–from independent registered investment advisers to financial planners; life insurance salesmen to accountants and commission-churning brokers. Before you meet with a broker, consult our wealth management primer and review the following seven claims that your adviser uses but may not tell the whole truth.