That hard earned money of yours; one minute it is in your pocket, the next minute it is gone. It can be difficult to track the various expenses in your life to figure out exactly what is draining your cash. Taking a look at average consumer spending in the United States gives us an interesting insight into this matter. The comparison of different age groups shows us areas toward which people are more likely to allocate their income at various ages. The analysis of these trends can help us to determine whether each of these expenditures are necessity or frivolity.