Lending Club is an online social lending portal that brings individual lenders and borrowers together. Individuals looking for money can borrow up to $25,000 for a fixed interest rate repayable over three years. Lenders looking to invest can lend money in increments as small as $25. But until recently, there was one major drawback for lenders–once they invested in a loan, their money was out of reach until the borrower paid the loan back over the three year period. If an investor needed his or her money back sooner, they were out of luck.