Have you checked your home equity line of credit lately? If not, you probably should. Even if you’ve never used a home equity line of credit, or HELOC, it’s a good idea to check your three credit reports (Equifax, Experian and TransUnion) to make sure identity thieves haven’t opened one in your name. According to the FBI, canny con artists are increasingly draining the equity of unsuspecting homeowners by tapping into their home equity lines of credit.