Long-term U.S. mortgage rates slid this week but are still much higher than they were a year ago, according to mortgage giant Freddie Mac.

This week Last week Year ago
30-year fixed 4.81 percent 4.94 percent 3.92 percent
15-year fixed 4.24 percent 4.36 percent 3.32 percent
5-year adjustable 4.09 percent 4.14 percent 3.22 percent