Scammers love to use current events to dupe consumers, and today’s ongoing financial turmoil offers the perfect opportunity for one of the most popular forms of fraud — phishing. A phishing scam typically uses a phony e-mail to collect your personal or financial information under false pretenses. Its recent growth prompted the Federal Trade Commission, or FTC, to issue a warning in October that electronic thieves may be using Wall Street’s woes for their Internet trickery.