I just paid off my remaining credit card balance of -$2400.I was getting an average complete finance charge of $40-50/month on the balance.Ouch.It feels good to have the cards clean again, but well worth the cost to have my place looking good and ready to be fully rented.Since I won’t be kicking out my roommates I will instead rent out my bedroom and hope it works out or it could deplete my emergency landlord fund pretty quick -$600 month.My goal is to get a positive cashflow of +$200-300 coming in each month to add the emergency fund.

When I get to Louisville, KY I’ll be strictly living off whatever I do for work so I better get a job quick.Making an income from my trading will be my #1 goal doing it part-time creating a full-time income that I can actually live off of.All I really need to earn is $1000-2000 month.Sounds like a lot after not trading for over a year, but if I get my head back into the markets I know I can do it.

The other biggie I need to work on is getting my Sallie Mae student loan of $42k paid off as quickly as possible AND posponing its payments of -$477/month during my full-time school.

I need to get my bills down to as minimal as possible.I’m considering even getting rid of my cell phone next year or use a prepaid cell phone to used only when I accept or make calls.I usually pay a flat fee of $40/month and use only 100 minutes.So going pre-paid for once might actually save me a lot on a mobile phone/voicemail.I will definitely need internet.

If I do rent a small office space for like $300 it must include internet and electricity.Then I would be set for my trading office.

Besides that now that I’m going into the green again this is definitely good news for once in months even though I still have the student loan hanging over my head that was poorly used I can admit.Who knows, I might still become a mobile home landlord in the future with the knowledge I acquired from that deal and 6 month ordeal.

Posted in trading stock options Tagged: emergency landlord fund, ky, living off trading part-time for a full-time income, louisville, lowering bills, paul meyer, paying a lower cell phone bill through pre-paid phones, paying off big student loans, paying off last credit card, success