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When shopping for a home, you may notice that certain listings are labeled as short sales, short pays or pre-foreclosures. All of these terms mean the same thing: the seller is upside-down on his or her mortgage and is...

There are bound to be a large number of store liquidation sales this year, but you’d be smart to skip them. Circuit City recently announced it had hired liquidators to sell off its inventory. While you might think this is...

For many the American Dream includes owning your own business. As more people experience layoffs the time may be right to “go for it”. Tough times can make growing a business harder, but, should not be viewed as impossible....

Lately I’ve found myself using more and more financial rules of thumb. A rule of thumb is a general guideline, an easy way to approximate a value quickly. It’s not meant to be completely accurate. On a whim this weekend, I...

This weekend I’ll throw $1,100 down the drain. That is to say, I’ll pay my rent. Pop-finance pundits have long used the drain cliché to describe how renters like me waste money, while homeowners with mortgages “pay themselves”...

When I was near my financial low point, I was literally paying hundreds a month in finance charges on my credit cards. That money was an enormous burden at the time, since I didn’t have any savings built up and I was also...

Remember when the tightfistedness of relatives raised during the Depression was amusing? Our grandparents’ certificates of deposit and plastic couch protectors seemed downright quaint when our own home-equity and...

The current economic climate has been draining for everyone, both economically and mentally. You have probably been trying to stick to a budget and avoiding looking at that 401k statement for some time now. But this is a very...