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As of today, I’m enjoying a 15.4% annualized return on twenty different loans with Lending Club.  Lending Club is an awesome peer to peer lending investment website where you can lend money without a bank...

Many investors still rely on a stockbroker to help them invest their money in individual stocks and mutual funds. It is very important to understand how these brokers earn their income. Unlike most Certified Financial Planners...

Lets face it…most actively traded mutual funds are pretty much the same. There is a herd mentality. It does not pay for a mutual fund manager or the mutual fund’s parent company to stray too far from its...

How do you start to rebuild your financial life after it has been ruined by a recession, identity theft, medical hardship, divorce, or a host of other problems that may come your way? If things are not going well in our...

I waited years and years to buy a big, flat screen TV. I had to beg and plead with my wife to buy a new television. There was a huge negotiation on every conceivable aspect of the purchase from size, cost, quality, etc. I ended...

Many people are very discouraged from investing after our latest bear market and subsequent recession that followed. Now, the markets are slowly starting to pick up steam. We have seen an incredible increase in the S&P 500...

With medical costs constantly on the rise, it is essential for you, even if you are fully insured, to make sure you are getting the best treatment without having to spend money for tests or medications that are unnecessary or...

When is the right time to start giving your child an allowance and how are you going to teach him the best way to save or spend the money he or she receives? If you are used to worrying about your own budgetary restraints, you...

For many men, hearing the words “Valentine’s Day” strikes fear in the heart. Valentine’s Day is now synonymous with buying lots of presents, ordering flowers, or making dinner reservations. It can bring a...