Author: Ole Cram

OverviewThis is the fourth article of a series covering compounding interest. This series is meant to help investors understand the importance of having money work for you through the power of compounding. The first article...

Continuation from the last articleThis is the second in a series of articles on whether you should pay off your home loan early. In the last article, I covered the importance of considering the opportunity cost, tax...

Overview This is the third in a series of articles on whether you should pay off your home loan early. In the first article, I covered the importance of considering the opportunity cost, tax consequences, and whether you have...

OverviewThis is a question that many home owners ask themselves – “Should I apply additional funds toward paying off my home mortgage early or invest this money elsewhere?” There is no universal answer. You...

OverviewWith millions of talented people being laid off during the current financial crisis, there is opportunity to turn tragedy into triumph by becoming an entrepreneur. I would recommend first trying hard to get another...

OverviewOne thing that confuses many investors is the fact that any percentage loss must be recovered by earning a higher rate of return than the percentage of loss (will illustrate this with examples later in this article)....

OverviewMost investors know investment prices move up and down over time. However, many investors panic when things get tough and make investment decisions that are opposite of what should be done. With the current worldwide...

OverviewIf you have a sizeable balance in your tax deferred 401, 403, IRA, Keogh, or other tax free account, it can be tempting to borrow against the account for hardship, medical, education, or the purchase of a home. There are...

OverviewThis is a series of articles intended to help you understand how inflation can erode your long term investments and how you should counter those effects in your investment strategy. In last week’s article, I...

OverviewThis is a series of articles intended to help you understand how inflation can erode your long term investments and how you should counter those effects in your investment strategy. The first article provided a...