Author: Ole Cram

Overview You hear a lot about inflation (rising prices) and deflation (decreasing prices) these days. Most people feel we are currently in a period of deflation, but worry that the huge stimulus plan and associated funds from...

Overview This series is meant to help new investors understand the importance of having money work for you through the power of compounding. This is something most sophisticated accredited investors are keenly aware of and use...

OverviewLast week I began a series on compounding investments (click here for the article). I tried to provide an analogy that most of us are familiar with – the compounding of transistors in each new generation of memory...

OverviewWhat qualities would you look for in an ideal employee? Dependability, always works hard 24 hours per day seven days a week, no time off, only needs initial guidance toward becoming self sufficient, gets better over...

Valued readers – there will be no article posted this week due to celebration of the holiday season. Enjoy the remaining days of 2008. Sincerely,Ole Cram

OverviewIn last week’s article, I described the trap set by credit card issuers to create a great source of long term income by keeping card users in debt for many years. This type of debt is designed to entice card users...

OverviewIn last week’s article, I discussed two strategies for reducing/eliminating credit card debt. These strategies involved turning credit card debt into a fixed payment loan and accelerating credit card debt payoff by...

OverviewAccredited investors understand how to use debt in their favor to achieve wealth. They have a keen understanding of how compounding of interest can work for them (with investments) and against them (with debt). These...

OverviewBuying stock on margin is a way of leveraging your available investment cash to buy more stock than cash alone would buy. The hope is that the stock price will continue going up so the investor gains from appreciation of...

Overview:Emotions are very hard to keep in check when trading investments including stocks, commodities, and real estate. It takes most professional investors years of investment experience before they learn to trade using a...