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Consumers unable to qualify for a traditional loan, or unwilling to put up with the red tape and high costs, are increasingly turning to peer-to-peer lending sites such as Prosper, LendingClub, Zopa, and Virgin Money. Think eBay...

Forming a mission statement forces you to question yourself and the company, and formulate a vision of what your business is or will become. It whittles an organization’s purpose down to its very essence, its heart and...

It’s November, which means it’s a few short weeks before the holidays are in full swing and you know what that means… our consumer driven society gets all whipped up into a fervor and we spend like mad on...

I was looking over my credit card bills the other day and noticed that I’ve been paying for credit insurance…something I never signed up for to begin with. When I called to ask about it, the representative informed...

In the last two months there has been a rush to exhort start-ups to get to profitability, yet we’re hearing very little advice how to do that other than simply slashing expenses and finding revenue channels. Dogster &...

One year ago I wrote an article about 51 painless money saving tips. It was a simple enough article with a bunch of ideas on how to save some money without making huge sacrifices. The response was stupendous. There have been...

If you’re lucky enough to have a pension through your employer, you’re probably wondering what effect this significant economic downturn will have on your benefit. What happens if your employer goes bankrupt? What...

Have you checked your home equity line of credit lately? If not, you probably should. Even if you’ve never used a home equity line of credit, or HELOC, it’s a good idea to check your three credit reports (Equifax,...

Almost overnight, the talking heads went from perpetuating the euphoria of investors to rushing to pronounce the economy dead. Last year, when lenders started dropping like flies as foreclosures rose and margins were called, the...