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8 Truths from a Mystery Shopper

I have a few friends who have started mystery shopping for extra cash. All in all, it’s a respectable gig for someone with some time, ambition, and a desire to do something different. Having mystery shopped for dozens of...

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How to Make a Spending Plan

“Budget” might well be the dirtiest word in the financial language. People hate budgets because budgets seem confining. Like diets, budgets are forever begun with grand intentions, only to be quickly ditched when...

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What Caused the Mortgage Mess?

Some people blame a fair-lending law for the mortgage meltdown and the resulting global financial crisis. Evidence shows otherwise. The Community Reinvestment Act, passed in 1977, requires banks to extend loans where they accept...

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October Wrap-Up

In October, we celebrated our first billion-impression month, and continued plugging away on WordPress 2.7 — along with a couple of other fun projects, to be announced. Here are last month’s stats: 323,786 blogs were...

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What Your Credit Score Is Made Of

Because some parts of your bill-paying history are more important than others, different pieces of your credit history are given different weights in calculating your credit score. Even though the specific equation for coming up...

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A Guide to Winterizing Your House

Winter is approaching and in much of the United States, that means very cold temperatures, snow, and ice. Here in the upper Midwest, it gets particularly nasty: we had some amount of ice or snow on our driveway nonstop from...

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